Welcome to Trustpoint Lending
I want to thank you for visiting our website. We are different than your typical mortgage company. We pride ourselves on our expert advice and the way we present it to you. We also regard our company as one of the best service mortgage companies in the country. Our goal is to not only help you make wise decisions when it comes to your financing, but to also create a pleasant and memorable experience. We invite you to experience what we offer.
Most sincerely,
Jeff E. Payne, Chairman
Keeping Up With The Joneses
High-end home sales have taken a hit from the stumbling mortgage market, with million-dollar-plus home purchases falling about 12 percent in the Dallas–Fort Worth area through August.
“The high-end market has been slow for the past year or more as the credit markets have priced those mortgages higher than normal,” said Dr. Jim Gaines, research economist with the Real Estate Center at Texas A&M University. “And people who were stretching to buy the $1 million home instead of the $700,000 one they could really afford are now not able to make the stretch.” Read the story »
This Is Not The End of The World
Who would have ever thought we would hear the thump from the drop in the Dow like we did last week? Who would ever imagined a year ago that we would see the Fed Fund Rate at 1.50% (and it will go lower by the end of this month, I predict)? Who would have ever imagined Fannie Mae and Freddie Mac being total disasters and our Congress turning a blind eye to the perpetrators who have brought our economy to it’s knees? Then you think about the collapse of Merrill Lynch, Washington Mutual, AIG, Lehman Brothers, and the embarrassment the folks at Countrywide must feel and you would think doom and gloom. Read the story »
Trustpoint Lending Services
The RateWatch report ensures that you receive the lowest rate possible and have the loan program that best allows you to meet your needs and reach your dreams. By comparing...
Where are interest rates heading? A common question these days. We have seen extreme volatility in the financial sector. Mortgage interest rates have not been immune to this...
A favorite with Financial Planners, the Equity Repositioning Analysis gives you vital information that will assist you to make informed decisions regarding your mortgage...
Do you view your mortgage as a loan or a financial instrument? For most people their mortgage represents their largest and most important debt obligation while their home...
Mortgage Planning and Real Estate
When does it make sense to purchase versus rent? Every situation is different which means different answers for different situations. Let me share a recent customer...
The media has put so much focus on the mortgage crisis that they have not mentioned another rather troubling crisis that is brewing. That crisis is the banking...
According to Warren Buffet, Freddie and Fannie are toast. He isn’t the only one saying that. Buffet recently told CNBC that Fannie and Freddie Mac had no net...
The rise at the gas pump feels like you are giving an arm and a leg. This isn’t affecting just your wallet at the pump; it is affecting your wallet with your...
Testimonials
I just wanted to say that Jeff and his team have done a fantastic job on getting our loan closed on such an incredibly short turn around time. ...
You guys are the best. Jeff, we really appreciate you going to the house just to explain the contract to Maria. It made all the difference. Peggy Patterson Richardson,...
Jim, as always, THANK YOU for taking OUTSTANDING care of my clients as we progress through the “LIST” / “BUY” process. Best regards and as always,...
Real Estate and Mortgage Professionals
Jeff recently had one of his articles published by the Scotsman Guide. The Scotsman Guide is one of the leading resources for mortgage originators...
Our goal at TrustPoint Lending is to be resource to our partners. The following is a brief video that is powerful in light of the economic circumstances...
How do you create a customer experience? How do you create a customer experience that is predictable? How do you do five times as much production...
Featured Video
